You know what you want…
If you are clear the loan you want and need that pre-approval letter today for the offer you just wrote for your dream home, we may only need a quick phone call to send you on your way with all the information you need and that precious letter.
You have lots of questions…
If you have lots of questions (maybe you are a first-time buyer just starting to explore loan options) or we have some strategizing to do (maybe you are navigating the move from one home to another or mulling over real estate investments), it may make more sense to schedule time for a lengthier talk or meeting.


Laying out your options
Regardless of the form our conversation takes, you should leave our pre-qualification conversation with a clear understanding of the loan options available to you and why you might select one loan versus another. If there are any special programs available to you as, say, a veteran or a first-time homebuyer, we’ll make sure you know all about them.
Figuring out a game plan
We’ll also lay the foundation for some decisions you’ll need to make later in the process, such as when the time comes to lock in a rate. And if there are any actions you could take to improve the outcome of an application or lower loan costs, we’ll tell you just what to do.
Early days of mortgage…
We go out of our way to find you just the right loan. And we cover our mouths when we cough. Beats the alternative…
There are no dumb questions
And by all means, if you have any questions…fire away! We’ll do our best to answer each and every one.