Employees of Guaranteed Rate, Inc. 503-799-3711 workshopteam@rate.com
Trump Take-Back of Obama’s Gift to Homebuyers

Trump Take-Back of Obama’s Gift to Homebuyers

FHA mortgage insurance premiums are not being reduced after all. Via a January 9th press release and “mortgagee letter”, HUD announced that mortgage insurance premiums were to be cut .25% for most FHA borrowers starting on January 27th. This reduction would save the...
2017 FHA loan limits: Way up!

2017 FHA loan limits: Way up!

HUD just announced the FHA loan limits for 2017 and Portland’s FHA loan limits are going up… way up.  Starting January 1, 2017, for a single family residence the loan limit will be $408,250. The current limit is $368,000, so that’s $40,250 more than last year (just...
$424,100 is the new $417,000

$424,100 is the new $417,000

Very Big News: Starting January 1, 2017, Fannie Mae and Freddie Mac will have new, higher loan limits. How the new limit plays out for buyers That’s only a 1.7% increase, but given our rapidly appreciating market, every little bit helps. With this adjustment, maximum...
Interest Rate Locks: When, What and How

Interest Rate Locks: When, What and How

An interest rate lock is a commitment from your lender to close your loan at a certain rate and cost so long as closing occurs within a certain period of time. Interest rates have been volatile since the election; locking in your rate as soon as possible is an...
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503-799-3711 • workshopteam@rate.com • The Workshop Team @ Guaranteed Rate

The Workshop Team are Employees of Guaranteed Rate, Inc.