LOTS TO THINK ABOUT

Preparation…

We are happy to meet you wherever you are on the path toward buying a home. Dreaming of buying a first home with only vague notions of how to go about it? Puzzling through the logistics of moving from your current home to a new one? Right-sizing for retirement? Contemplating investing in income property? We’ll have plenty to discuss.

We are happy to meet you wherever you are on the road to buying a home...

Gather your thoughts & questions

Bet you have some questions as you start your homebuying adventure…jot them down! This is also a fabulous time to update your budget (or, ahem, make a budget).

If you’d like, make use our planning worksheet as food for thought and to help you organize your goals and questions.

Download our Planning Worksheet to help you gather and organize your thoughts…

Planning Worksheet

Downloadable planning tools…

Planning worksheet

Document checklist

Ok, time for paperwork

We know. Unless you’re a bit of a weirdo (our kind of weirdo, we should add), paperwork is the least fun part of the process. Our employer, Guaranteed Rate, pioneered the use of technology to streamline the mortgage process through its Digital Mortgage (which is available on their website). It’s pretty easy and most people find it makes this part of the process less cumbersome.

However, if you’re more of an analog type and would rather not mess with forms online and/or upload documents, don’t despair. We’ve got you covered. We’re more than a little old school ourselves and have not forgotten how to work with a stack of actual wood pulp papers. Just let give us a call or email and we’ll let you know what documents to gather up and send our way.

Document Checklist

Let’s talk!

If got the ball rolling using our Digital Mortgage, you’ll notice it does a pretty good job of asking questions and suggesting loan options. Luckily for us (‘cause we love our jobs and have our own mortgages to pay), computers haven’t entirely replaced us yet. As soon as your application is completed, we’ll get an alert and reach out to talk. And, of course, if you forgo the whole digital thing, we’ll already be talking.

Feeling Anxious?

If all of this mortgage talk is making you anxious, take a little break and watch Spiderman dance. So soothing…

Still feeling anxious?

Still?

I can’t thank Guaranteed Rate enough! Everyone always talks about what a headache it is to buy a house but due to such a competent and efficient team, the process was a breeze. I can’t thank Guaranteed Rate enough! –Cristina N.

Great team! Thank you so much for all you did to help us through the process! I can't believe it's been a year already, we love being home owners, thank you again!
–Nicole F.

The process was a breeze! I couldn’t possibly have asked for anything more. The communication and the guidance was top notch! I can’t thank Guaranteed Rate enough!
–Cristina N.

Hands-down the best! Julee is hands-down the best in the business. I would never work with or recommend anyone else.
–Amy W.

Communicative & patient... Very communicative, patient, and understanding of our 'first time homebuyer' questions and concerns — the team worked efficiently and quickly — we had no delays of any kind.
–Tim W.

Quick and painless... Thank you to everyone for making this quick and painless! I love knowing that I have such a responsive and helpful team on my side during these hectic moments.
–Elissa P.

The best in the biz... Julee has been my loan officer for 20 years. She has also worked with various members of my family, and 90 percent of my buyers over my 15 year period as a Real Estate Broker. She and her team are the best in the biz!
–Ken C.

Responsive, efficient, effective... The whole team was very professional, responsive, efficient, effective, and courteous. Dealing with Guaranteed Rate was a very pleasant experience. I would do it all again.
–Dan N.

Outstanding... Thank you very much. You and your team did an outstanding job and were very impressive every step of the way.
–Matt T.

Very responsive! Everyone who worked on my loan was very responsive and great to work with! Much better than the bigger lenders that I have worked with in the past.
–Lisa R.

Kind and approachable... The team was a pleasure to work with. With this being my first mortgage, I was a little intimidated at first, but the team super was super kind and approachable, and I felt fully informed every step of the way. Thanks!
–Gustav H.

I really appreciated the time spent... I really appreciated the time spent with me and my co-investor on the phone, walking us through the mechanics of the process.
–Sara K.

Informative & Helpful... Thanks! We found the call to be very informative and helpful to our decision making process.
–Amy & Nick

Amazed & impressed... Thank you so much for the part each of you played in making Maddie and Andrew’s first home-buying experience completely uneventful. The team & process at Guaranteed Rate continue to amaze and impress me!
–Laurel P.

Great team! Great team of people that help from start to finish! Coming from a different state it was invaluable to have local knowledge behind me for my home purchase. This type of service is what makes Guaranteed Rate Great!
–Gigi M.

Experience working with investors... Julee is top notch. It's obvious that she has a lot of experience working with investors. We really leaned on her for answers and advice, and she delivered quickly and thoroughly. Looking forward to working with her and the rest of the Guaranteed Rate crew for our next purchase.
–Jacob S.