Employees of Guaranteed Rate, Inc. 503-799-3711 workshopteam@rate.com
Got $1,000? Get a House!

Got $1,000? Get a House!

by | Feb 2, 2019 | All

Dreaming of buying a home but tight on cash? Can you come up with $1000?  With the City of Portland Home Purchase Assistance program (HPAP), $1000 is all you need to buy a home of your own. Read on for the details and a side-by-side comparison of the Portland HPAP and...
2019 FHA Loan Limits Went Up

2019 FHA Loan Limits Went Up

by | Jan 4, 2019 | All

HUD has announced the FHA loan limits for 2019. FHA limits vary by county, but most of the country saw an increase. Enter any county in this look-up tool to see its limit, starting January 1. Portland’s 2019 limits In my home base, the Portland/Vancouver MSA, the...
Oregon’s First-Time Homebuyer Savings Account

Oregon’s First-Time Homebuyer Savings Account

by | Dec 20, 2018 | All

Saving for a home purchase in Oregon may now earn you a tax break. If you’re an Oregon resident saving for the purchase of a home you may be able to claim a tax deduction as you save and earn tax-free interest. How? Open a First-Time Homebuyer Savings Account or...
More Bang for Your Buck with Single Premium MI

More Bang for Your Buck with Single Premium MI

by | Dec 14, 2018 | All

If you put less than 20% down, your loan will probably require mortgage insurance (MI). Did you know MI can be paid once, for the full life of the loan? This can be great way to minimize the costs, lower your payment and possibly even increase your purchasing power....
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