Employees of Guaranteed Rate, Inc. 503-799-3711 workshopteam@rate.com
LET’S GET TO WORK

What’s in a name?

Welcome to our Workshop, where with a few, minimal tools—an amortizing calculator, a pen and a note pad—we work to simplify the mortgage process. As you research, plan and navigate your home purchase, you don’t have to go it alone.

Need help organizing?

Nobody likes paperwork (not even us), but it is central to the loan process. The good news is the better job we do up-front, the less we have to do later. Use our checklist to gather and organize all your paperwork.

You came to the right place…

We are happy to meet you wherever you are on the path toward buying a home. Dreaming of buying a first home with only vague notions of how to go about it? Puzzling through the logistics of moving from your current home to a new one? Right-sizing for retirement? Contemplating investing in income property? There’s a lot to think about, and you came to the right place.

Figure out your questions…

The questions on this worksheet are designed as a kickstarter. What are you looking for? Where? When? Just mull things over, jot down what you know and make a note where want some guidance.

LET’S GET TO WORK
What’s in a name?

Welcome to our Workshop, where with a few, minimal tools—an amortizing calculator, a pen and a note pad—we work to simplify the mortgage process. As you research, plan and navigate your home purchase, you don’t have to go it alone.

Help us help you

We’re thrilled you’ve chosen to work with us for your new loan. It probably goes without saying that our goal is to facilitate the quickest, smoothest and most drama-free loan closing possible. There are a few simple (and mostly common sense) things that you can do to assist us in making this happen. We want you smiling all the way through to closing!

Apply now

It’s easy to get the ball rolling. Just follow this link to Guaranteed Rate’s site and you can fill out the digital application. You can upload all the documentation through our secure portal and we can get started figuring out the best loan options for you.

Planning

The questions on this worksheet are designed as a kickstarter. What are you looking for? Where? When? You probably won’t have an answer to every question and that’s totally okay. Just mull things over, jot down what you know and make a note where you feel clueless and want some guidance.

Paperwork

We know. Nobody likes paperwork (not even us), but it is central to the loan process and (sorry!) unavoidable. The good news is the better job we do up-front, the less we’ll have to do later. So let’s get it over with, shall we? Download our checklist, to keep yourself on track.

Find us on Vimeo

Pretty much each week Julee records a video addressing some aspect of the mortgage business: rates, process, special programs, etc. Pretty much each week Julee records a video addressing some aspect of the mortgage business: rates, process, special programs, etc.

Guaranteed Rate

Beginning in 2017, we embarked on a relationship with Guaranteed Rate, one of the most innovative mortgage companies out there. They’re committed to offering low rates, and leveraging cutting-edge technology to make the mortgage process simple, streamlined and transparent. We couldn’t be more excited to be part of the Guaranteed Rate family.

Mobile App

Guaranteed Rate’s mobile app is pretty awesome. You can instantly connect with us, see real-time mortgage rates, quickly compare loans, fees and monthly payments, apply anytime, anywhere and get pre-approved in minutes. Download it here…

Resources

Take a look at the pdf library — this is where we’ve compiled a lot of extra information for those of you who want to get a deeper understanding of the process.

Gateless

In Gateless, Guaranteed Rate has created an incredible resource for our Realtor partners. You can get real-time loan status updates, introduce us to a client, request a condo approval and access a mind-blowing array of marketing materials, loan information, coaching and business development. Sign up and explore…

I can’t thank Guaranteed Rate enough! Everyone always talks about what a headache it is to buy a house but due to such a competent and efficient team, the process was a breeze. I can’t thank Guaranteed Rate enough! –Cristina N.

Great team! Thank you so much for all you did to help us through the process! I can't believe it's been a year already, we love being home owners, thank you again!
–Nicole F.

The process was a breeze! I couldn’t possibly have asked for anything more. The communication and the guidance was top notch! I can’t thank Guaranteed Rate enough!
–Cristina N.

Hands-down the best! Julee is hands-down the best in the business. I would never work with or recommend anyone else.
–Amy W.

Communicative & patient... Very communicative, patient, and understanding of our 'first time homebuyer' questions and concerns — the team worked efficiently and quickly — we had no delays of any kind.
–Tim W.

Quick and painless... Thank you to everyone for making this quick and painless! I love knowing that I have such a responsive and helpful team on my side during these hectic moments.
–Elissa P.

The best in the biz... Julee has been my loan officer for 20 years. She has also worked with various members of my family, and 90 percent of my buyers over my 15 year period as a Real Estate Broker. She and her team are the best in the biz!
–Ken C.

Responsive, efficient, effective... The whole team was very professional, responsive, efficient, effective, and courteous. Dealing with Guaranteed Rate was a very pleasant experience. I would do it all again.
–Dan N.

Outstanding... Thank you very much. You and your team did an outstanding job and were very impressive every step of the way.
–Matt T.

Very responsive! Everyone who worked on my loan was very responsive and great to work with! Much better than the bigger lenders that I have worked with in the past.
–Lisa R.

Kind and approachable... The team was a pleasure to work with. With this being my first mortgage, I was a little intimidated at first, but the team super was super kind and approachable, and I felt fully informed every step of the way. Thanks!
–Gustav H.

I really appreciated the time spent... I really appreciated the time spent with me and my co-investor on the phone, walking us through the mechanics of the process.
–Sara K.

Informative & Helpful... Thanks! We found the call to be very informative and helpful to our decision making process.
–Amy & Nick

Amazed & impressed... Thank you so much for the part each of you played in making Maddie and Andrew’s first home-buying experience completely uneventful. The team & process at Guaranteed Rate continue to amaze and impress me!
–Laurel P.

Great team! Great team of people that help from start to finish! Coming from a different state it was invaluable to have local knowledge behind me for my home purchase. This type of service is what makes Guaranteed Rate Great!
–Gigi M.

Experience working with investors... Julee is top notch. It's obvious that she has a lot of experience working with investors. We really leaned on her for answers and advice, and she delivered quickly and thoroughly. Looking forward to working with her and the rest of the Guaranteed Rate crew for our next purchase.
–Jacob S.

Zero-down Loan Options for Doctors & Veterinarians…

Yours is a noble calling but… So. Much. Work. You spent years making your way through undergraduate and then medical, dental, pharmacy, chiropractic or veterinary school. You completed your residency – maybe even a fellowship or board certification. Phew! After all...

Second Home Mortgage Rates…Are They Going Up?

Daydreaming about a getaway at the beach? Or a ski cabin? Or maybe a second homebase closer to family? If so, some changes are afoot that could impact your financing options and the costs you pay and your interest rate. The interest rates available on second home...

Neighborhood LIFT: $20,000 of down payment assistance

Down Payment Assistance Opportunity for Portland and Multnomah County Homebuyers — Don’t miss your chance… act now! Is a new home on your holiday wish list? 280 lucky homebuyers are going to ring in the new year with at least $20,000 of down payment assistance....

Zero Down & Room to Improve with the VA Renovation Loan

Does a zero down payment loan option plus extra money to fix up your new home sound too good to be true? It’s not! With a VA Renovation Loan you can create your dream home. Using a VA renovation loan, qualifying Veterans can can buy a home and roll in extra money to...

Getting a Leg up with a Cosigner

If you’re running into trouble qualifying for a loan to buy the home you want, adding a cosigner may be a solution. In this article, I’ll talk about lending rules for loans with cosigners, the benefits and risks for buyers and their cosigners and ways to manage the...

Bridge Loan to Your New Home

Ready to make the move to a new home? Bridge financing can be an elegant solution to the logistical and fiscal challenges of transitioning from your old to your new home. So many options Buying your first place can be exciting and scary, but the logistics, at least,...

Zero Down with Sweat Equity? Here’s how!

You want to buy a home. You’re handy and a hard worker. You’re short on cash (or would rather not part with your cash). How cool would it be if you could turn your skills into the down payment on a home?   You can… with sweat equity!What is Sweat Equity? Sweat equity...

Got $1,000? Get a House!

Dreaming of buying a home but tight on cash? Can you come up with $1000?  With the City of Portland Home Purchase Assistance program (HPAP), $1000 is all you need to buy a home of your own. Read on for the details and a side-by-side comparison of the Portland HPAP and...

Mortgage Mastery for the Self-employed

Over the years, I’ve noticed that many of my self-employed clients approach the mortgage process with some degree of trepidation. In this post, I aim to share concepts and demystify the paperwork and process for hopeful homebuyers who happen to be self-employed. And...
Wordshop:

The Workshop Team Blog

Zero-down Loan Options for Doctors & Veterinarians…

Yours is a noble calling but… So. Much. Work. You spent years making your way through undergraduate and then medical, dental, pharmacy, chiropractic...

Second Home Mortgage Rates…Are They Going Up?

Daydreaming about a getaway at the beach? Or a ski cabin? Or maybe a second homebase closer to family? If so, some changes are afoot that could...

Neighborhood LIFT: $20,000 of down payment assistance

Down Payment Assistance Opportunity for Portland and Multnomah County Homebuyers — Don’t miss your chance… act now! Is a new home on your holiday...

Zero Down & Room to Improve with the VA Renovation Loan

Does a zero down payment loan option plus extra money to fix up your new home sound too good to be true? It’s not! With a VA Renovation Loan you can...

Getting a Leg up with a Cosigner

If you’re running into trouble qualifying for a loan to buy the home you want, adding a cosigner may be a solution. In this article, I’ll talk about...

Bridge Loan to Your New Home

Ready to make the move to a new home? Bridge financing can be an elegant solution to the logistical and fiscal challenges of transitioning from your...

How to find us

The Workshop Mortgage Team

We’re in the Waterman Building, which is a grey and yellow warehouse at the east end of the Hawthorne Bridge. The front door is on “downstairs” Madison below the viaduct off of Water Ave, not too far from OMSI.

Car:

There’s a good chance your GPS will try to take over the bridge… don’t let it! A good cheat is to enter “Noraneko” into your GPS, that’s a ramen shop right around the corner from us, on the same block.

Lyft / Uber:

Same problem, they often end up going over the bridge. Use Noraneko as your pickup/destination.

Trimet:

The Portland Street Car OMSI loop will get you in our direction. Also, the 2, 10 and 14 bus lines run through the neighborhood.

Your mortgage. Your way.
We are proud to be members of the Guaranteed Rate family and excited share all that Guaranteed Rate has to offer. Our simple formula: Low, low rates. Cutting-edge technology. Amazing customer service.
Why Guaranteed Rate?
The core values of Guaranteed Rate are aligned with ours: We put your needs at the center of everything we do and so does Guaranteed Rate.
Guaranteed Rate Resources
Guaranteed Rate puts cutting-edge technology to work for you. From helping you find the perfect loan to getting it closed as simply and quickly as possible.
© Copyright 2019 Julia Felsman. This website is not a solicitation for business. All information provided in website is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. There is no guarantee the quality, accuracy, completeness or timelines of the information on this website. While efforts are made to verify the information provided, the information should not be assumed to be error free. This website in no way represents the views of Guaranteed Rate, Inc.
503-799-3711 • workshopteam@rate.com • The Workshop Team @ Guaranteed Rate

The Workshop Team are Employees of Guaranteed Rate, Inc.